About Lifestyle Security By Design
Daniel Hanzelka, CFP®
Financial Advocate
As an experienced, respected Financial Advocate, Daniel Hanzelka has been providing sound, creative financial advice to his clients since 1996. Daniel graduated from Conestoga College with a degree in Business Administration Marketing.
He later gained valuable experience as an Income Protection Specialist and Financial Advisor. Daniel chose to make the transition to an independent Financial Advocate in January 2000 and has since obtained his CFP designation to better equip him to make a stronger impact on the lives of others.
For over 14 years, he worked closely with business owners, company executives, and other professionals. This experience provides him with an ideal skill set to analyze family and business financial situations. Daniel uses his unique relational skills to uncover what his clients deeply value and applies a strategic financial process to each person's life. His clients know that they have a person who cares about helping them make the right financial decisions. They are then clear about where their decisions are taking them, and feel more capable to achieve their lifetime goals and dreams.
Daniel is the creator of The Lifestyle Security Builder™, to help individuals, families, and businesses develop creative strategies to provide more abundant wealth and protection, and to achieve greater peace of mind. An integral part of this remarkable process is The LEAP System®, in which Daniel is licensed and trained. The LEAP System has been permitting clients to take full control and overcome the complexity of the financial world since 1980, by providing an easy-to-understand, easy-to- follow, and easy-to-implement system of financial models and strategies.
Daniel offers a unique and innovative businessKillers® workshop to help business owner learn what they need to protect their most valuable asset. Lean how to fast forward your business to the next level with this dynamic workshop.
Daniel is an active member with Advisors with Purpose. He has a strong belief that financial decisions are a family decision and that personal and family values should be a big part of financial planning.
To learn how our unique process, The Lifestyle Security Builder™, could change your life, please contact us.
Our Strategic Partners
Jeff Cait, MBA, CLU, CHFC, CFP
Life Insurance Specialist
Director of Tax & Estate Planning, IDC Financial
Jeff is one of the most successful specialists of his kind. He’s been in the insurance industry for 27 years. After completing a Schulich MBA (1982) in Finance he spent the first 10 years of his career as a life product manager at a major life insurance company and designed many of the innovative life products that are offered throughout the industry today. Jeff is respected as a visionary force within the insurance industry.
Jeff is dedicated to our client's success giving them the competitive products, knowledge, expertise and support they need to flourish and excel in their insurance planning. His focus is on the individual needs of each client, researching available life products and developing unique applications that will meet the specific - perhaps even one-of-a-kind - requirements of our clients. He provides our clients not only with marketing, technical, underwriting and administrative support, but also with education and training for the ever-changing financial, tax and investment environments.
Dr. Ian Wexler
Living Benefits Specialist
Dr. Wexler is a former dentist with a successful practice, who suffered a life-changing diagnosis that ended his dental career at a very young age.
Dr. Wexler has made it his goal to ensure that every single one of his clients is sufficiently protected in the event of catastrophic accident or illness. Today Dr. Wexler is recognized as Canada"s leading authority on insurance issues for professionals, executives, and business owners. He has published over 50 articles and is the author of "The Facts... The Official Guide to Insurance for Dentists".
Pierre Ghorbanian, CFP
Pension Specialist
Pierre entered the financial services industry at Canada Life where he started in the Individual Savings Products area, before moving off to the Individual Insurance area. Pierre moved on once again to the Individual Distribution area, in the Sales Strategies department. It was there that he became involved in the marketing and sales support of Retirement Compensation Arrangements (RCAs) and other estate planning strategies. In 2004, Pierre left Canada Life to work directly for Retirement Compensation Funding Inc (RcF).
RcF Inc is a full service SERP/RCA Provider that provides design and funding platforms for Supplemental Executive/Employee Retirement Plans (SERPs). RcF's Founder established the very first RCA in Canada after the RCA legislation was introduced in 1986. In 1988, RcF designed the first tax-sheltered RCA. Since then, RcF has been providing Business Owners and Key Executives access to supplemental pension plans under the Income Tax Act designed to fund beyond what can be provided by RRSP/IPPs due to legislative funding limits and caps. These plans are 100% tax deductible to the Corporation, and not taxed to the Executive until retirement. All RCA Trust Services are provided by their long standing arrangements with BMO Trust Company at specially reduced fees only available through RcF.
Stan DeFreitas, MBA, CGA
Management and Business Advisory Services
Stan is a management and financial consultant to business enterprises and individuals in the areas of finance, accounting, tax, management and strategy to across the globe. His engagements have gained him experience in working throughout North America, Latin America and the Caribbean.
In North America, his engagements are concentrated in business planning for any stage in the business life cycle, strategic planning, marketing research and planning, tax planning, financial proposals and corporate care. Internationally, his engagements are focused on financial and management services, estate, tax, and strategic planning as well as the full range of business advisory services.
MGA Group Benefits Inc.Was established in January 2004 by Ron Madzia and Andy Gellatly, principals of IDC Financial, to bring a superior level of support and service to brokers who focus on Group Insurance. We provide a broad range of Group Insurance products as well as industry-leading service and support to brokers, such as:
- CARRIER SELECTION
Expert selection of insurance carriers, based on size, industry, benefits, etc. - MARKET SURVEYS
A co mprehensive quote comparison from most major insurance carriers and detailed analysis of marketing results, packaged in a client-ready presentation complete with recommendations and sales/enrollment material. - ADMINISTRATIVE & CLIENT SERVICES
Assisting agents with on-going consultation and service. - RENEWAL REVIEW
Assistance with renewals including rate negotiation, analysis of renewal and strategies to sell renewal to clients, including cost containment options and amendments. - CLIENT MEETINGS & SEMINARS
Provi ding assistance and support on sales calls when presenting the market survey or renewal report.
Geoff Hewick
Employee Benefits Specialist
Director of Business Development, MGA Group Benefits Inc.
Geoff provides industry tested expertise in benefit plan marketing, underwriting, pricing, sales and renewals along with advisor training and education.
Jacobson and Associates
... a full service public accounting office located in the Greater Toronto Area offering a variety of services including;
- personal tax preparation
- corporate year-end engagements
- corporate tax preparation
- bookkeeping
- payroll / gst / pst
- research and development claims
- trust tax preparation
- US tax preparation
- business consultation
Karen L. Jacobson, B.Comm, CA has worked in accounting and auditing for over thirteen years. She has experience working in both large and small accounting firms and is continuing to establish her own offices in Thornhill, Ontario, just outside Toronto.
http://www.jacobsonandassociates.com/