Privacy Policy

Other Disclosures to Affiliates

Lifestyle Security By Design is privately owned by Daniel Hanzelka CFP.

It is important to understand that in the normal process of doing business with insurance and investment companies we may disclose personal information among our affiliates, including the family of insurance brokerage and other financial services companies owned by it.

You may choose to limit our ability to share so-called "Non-transactional Personal Information" with these affiliates, except as permitted or required by law. "Non-transactional Personal Information" refers to Personal Information we obtain about you that does not arise directly from our transactions or experiences with you, as described under the Fair Credit Reporting Act, such as Personal Information we receive from consumer reporting agencies. 

Lifestyle Security By Design treats Personal Information about former clients in accordance with the policies described in this Privacy Policy regarding current customers. 

Linking to Other Sites:

This website may contain links to other sites on the World Wide Web, other than the Co-Branded Areas. When you access a link that takes you to an unaffiliated website, a "Pop-up" screen will appear indicating that you are leaving the website. Protection of your privacy will be governed by the privacy policy at that site, and Lifestyle Security By Design cannot be and is not responsible for the privacy practices used by the other web sites. Please take the time to read the privacy policy at those sites. Links to outside sites do not constitute or imply endorsement by Lifestyle Security By Design of the linked site or any material displayed on those sites. 

Active Personal Information Collection

This website collects your Personal Information using active collection methods, such as feedback forms, e-mail response mechanisms, or other forms where you are asked to provide Personal Information. This website will inform you at such information collection points as to what information is required to obtain the requested services and what information is optional. 

Passive Information Collection

In addition to the active collection methods described above, this website also passively collects other information from and about you using various technologies such as IP addresses, cookies, or GIFs, as those are discussed in this section. 

Internet Protocol ("IP") addresses

IP addresses are unique numeric identifiers assigned to your computer each time you access the Internet. IP addresses contain no personally identifiable information and change each time you access the Internet. This website uses IP addresses to track visitors as they navigate through the website. This tracking allows us to diagnose problem on the website, track usage patterns and volume, and otherwise to administer and improve the website. 

Cookies

A "cookie" is small computer file that a website sends to your browser that helps the site remember information about you and your preferences. There are two kinds of cookies, "session" and "persistent" cookies. Session cookies are temporary files that a website erases once you exit your browser window, turn off your computer, or otherwise disconnect from the Internet. This website uses session cookies to perform the same functions as IP addresses described above. 

"Persistent" cookies are more permanent files that this website installs on your hard drive and that will not be erased unless you manually delete them. Persistent cookies can store information (including personally identifiable information) on your computer for a number of purposes, such as retrieving certain information you have previously provided (e.g., passwords), helping to determine what areas of the website visitors find most valuable, and customizing the website based on your preferences. This website uses persistent cookies. 

Co-Branded Areas and Cookies

The Co-Branded Areas use persistent cookies to identify that you entered the Co-Branded Areas through this website. In particular, by accessing this website and subsequently entering any Co-Branded Areas, a persistent cookie will be placed on your hard drive that will allow the Co-Branded Areas to recognize you as a customer. This cookie will restrict your ability to access other insurance brokers or other businesses that would otherwise be made available to you on the Co-Branded Areas. If you do not wish to have this cookie placed on your hard drive, follow the directions as set forth below in "Blocking Cookies." 

GIFs

GIFs, also known as "internet tags" or sometimes referred to as "web bugs," are very small files that are present on the pages within this website. GIFs provide this website with important information about your visits, such as your IP address, browser type, and other website usage statistics. GIFs do not provide the website with personally identifiable information. 

Blocking Cookies 

If you do not wish to allow this website to use cookies, you may configure your browser to block them. Please understand that blocking cookies may reduce the functions and services this website makes available to you. Please refer to the specific instructions for your browser if you would like to block or screen cookies. 

Security 

With respect to our internal uses of Personal Information, we restrict access to such Personal Information to employees who need to know that Personal Information to provide products or services to you or otherwise to administer our internal business operations. This website uses reasonable physical, electronic, and procedural safeguards to protect Personal Information. 

Children Under Age 18

This website is not directed to children under the age of 18 and we will not knowingly collect personally identifiable information from children under age 18. If you are under the age of 18, please do not use this website. 

Changes to this Policy 

We reserve the right to change this Privacy Policy from time to time and in its sole discretion. If this Privacy Policy changes, the revised policy will be posted at the "Privacy Policy" link on this websites homepage. In addition, this website will post the date of the latest material changes to this Privacy Policy on the homepage. If the date displayed is later in time than your last visit, you must re-read this Privacy Policy. Your continued use of this website after the date of the last revision indicates your acceptance of the changes. This Privacy Policy was last revised on July 04, 2010. 

If you have any questions or concerns about this Privacy Policy, please contact: